Why You Need Fishing Boat Insurance
We have been providing exclusive insurance solutions for over 49 years for smaller fishing boats. Whether lake, river or coastal fishing, your insurance coverage will differ depending on your needs.
Fishing boats are exposed to various risks, such as volatile weather conditions, mechanical failures, or risk of injuries to yourself and crew. Luckily, your fishing boat is in safe hands with our customised and bespoke insurance policies which include theft and third-party fishing boat liability, as well as accidental damage and salvage charges.
You’ll have a full, personalised cover for your fishing boat with Velos. Get a quote today for complete peace of mind. Find out more about our fishing boat policies below:
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Our fishing boat insurance policies aren’t listed on any price comparison site, as we create coverage that is tailor-made to each customer’s requirements and their individual fishing boats.
As such our fishing boat insurance policy is a fully comprehensive, all risks product, based on an agreed value which is shown on the policy paperwork, so if your fishing boat is lost, this is what you will get back for your vessel.
The policy covers you for, amongst other things, theft, accidental damage and Salvage charges.
It also includes, as standard, Third Party narrowboat Liability up to GBP 5m and Legal Expenses.
Highlights of the Velos’ fishing boat insurance cover policy are as follows;
- Agreed Value, All Risks policy
- GBP 5m Third Party Liability cover limit as standard
- All risk of physical loss or damage except as outlined within the Policy
- Any claim in relation to the above is limited to the agreed value as shown in the Policy Certificate or based on the reasonable cost of repairs
- Expenses incurred for the purpose of averting or minimising a loss or damage to the boat
- Legal Liability for personal injury caused to Third Parties including unpaid crew members and non-fare-paying passengers, or as agreed by us, up to the limit shown in the Policy Certificate
- Legal Liability for Third Party damage up to the limit in the Policy including salvage and the removal of wreck
- Accidental pollution as per limits and conditions in the Policy Wording
- Transit by road or rail, excluding liability
- Optional liability for crew and fare-paying passengers
- Marina Benefits
We’ve been in boat insurance for 49 years and as such have relationships with most of the fishing boat insurers in the UK and global providers on the market.
So, if our fishing boat policies aren’t suitable for you for whatever reason, we’ll be able to source an alternative fish boat insurance quote from another insurer so you don’t have to scour the entire market. We’ll do it for you.
Contact Us:
Want to get a FREE quote from us today to find out more about how we can help you get the right insurance solution.
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Claims Advice:
You can contact our claims team By Telephone: 020 7929 4058 from the UK or +44 20 7929 4058 from abroad.
Get claims adviceFishing Boat Insurance
Frequently asked questions
Crew are covered if they have been declared and noted on the policy. Cover will depend on whether there is an option for Crew Liability (only covers for non-employed crew) or full-blown Employers Liability cover.
It couldn’t be easier: use the claims section of our website and follow the instructions there. If you have any questions, just get in touch with us directly and we’ll be happy to talk you through it.
Get in touch by email or phone and we will make the requested changes to your fishing boat insurance policy.
Irrespective of which policy you select there are always some exclusions to cover. Generally, you are not covered for any claim arising from the following:
- While the boat is outside the cruising range shown in the Policy Certificate unless required to safeguard the boat, you, or your passengers/ crew
- From any act or omission of the person in charge of the boat if they are impaired following the consumption of alcohol or drugs
- From terrorism
- From lawful arrest, restraint or detainment of the boat
- From war, civil war, conflict, commotion or riot
- Whilst the vessel is trawling unless agreed by us
You are also not covered for:
- Loss of use of the vessel, loss of profits, or loss in value
- The cost of travel expenses & temporary accommodation
- Punitive or exemplary charges or any costs resulting from criminal proceedings
- Loss or damage to moorings
- Fishing gear/equipment unless agreed by us
- Racing
Why choose Velos?
As one of the leading marine insurance providers in the UK, we have been providing commercial and private marine insurance to yacht, pleasure craft and boat owners since 1975. We offer competitive rates and tailored boat insurance cover no matter our customers’ needs.
- Tailor-made, bespoke insurance policies
- Competitive premium & wide cover
- Market-leading reputation for customer care
- Professional underwriting team
- Efficient and fast claims handling
