Small Boat Insurance Page

Small Boat Insurance

Small Craft Insurance

Velos is a boat insurance broker that provides small boat insurance as well as for larger and commercial vessels. We have been providing small craft insurance policies for 20+ years. Your small boat is in safe hands with our customised and bespoke insurance policies which include theft and third-party liability, as well as accidental damage and salvage charges.

You’ll have full, personalised cover for your small boat with Velos. Get a quote today for complete peace of mind. Learn more about our policies below:

Get a FREE Quote

Our small boat insurance policies aren’t listed on any price comparison site, as we create coverage that is tailor-made to each customer’s requirements and their individual rigid inflatable boats.

As such our small vessel insurance policy is a fully comprehensive, all risks product, based on an agreed value which is shown on the policy paperwork, so if your boat is lost, this is what you will get back for your craft.

The policy covers you for, amongst other things, theft, accidental damage and Salvage charges.

It also includes, as standard, Third Party Liability up to GBP 5m and Legal Expenses.

Highlights of the Velos small boat cover policy are as follows;

  • Agreed Value, All Risks policy
  • GBP 5m Third Party Liability cover limit as standard
  • Water Skiers Liability and Waters Sports Liability can be included
  • GBP 100,000 Legal Expenses cover included for free
  • Loss or damage whilst in transit by road included as standard
  • Up to 25% NCB for 5 years claims free, after which protected at no additional cost
  • Up to GBP 20,000 worth of Personal Accident cover included, as standard
  • Up to GBP 5,000 worth of Medical Expenses cover included as standard
  • Cover for inland and coastal waters of the UK and Europe, as standard
  • If you have a claim in a marina, either ashore or afloat, we waive the deductible and you don’t lose your NCB, even if it’s not protected
  • If your small boat is under 23’ and damaged whilst on Holiday and you can no longer use it we’ll pay up to £50 per day, for a max of 7 days, to allow you to hire a similar vessel so you can continue your Holiday.

We’ve been in boat insurance for 20+ years and as such have relationships with most of the small boat insurers and providers on the market.

So, if our small craft boat policies aren’t suitable for you for whatever reason, we’ll be able to source an alternative small boat insurance quote from another insurer so you don’t have to scour the entire market. We’ll do it for you.

Contact Us

Contact Us:

Want to get a FREE quote from us today to find out more about how we can help you get the right insurance solution.

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Contact our Claims team

Claims Advice:

You can contact our claims team By Telephone: 020 7929 4058 from the UK or +44 20 7929 4058 from abroad.

Get claims advice

Small Boat Insurance

Frequently asked questions

It couldn’t be easier: use the claims section of our website and follow the instructions there. If you have any questions, just get in touch with us directly and we’ll be happy to talk you through it.

Get in touch by email or phone and we will make the requested changes to your marine trade insurance policy.

Absolutely. Please call tel: +44 (0)20 7929 4058 and select option 1. Our office hours are Monday to Friday, 09:00 to 17:300 UK time.

No: you should use your usual service providers. If needed, insurers will appoint a marine surveyor to inspect and report on the incident.

Irrespective of which policy you select there are always some exclusion to cover. these would normally be as follows;

Loss, damage, liability or expense intentionally caused by or consented to by you or arising from unseaworthiness resulting by you
Cost of repairing any defect from a prior repair, alteration or maintenance work
Design or construction fault
Loss and damage caused by wear and tear and lack of reasonable maintenance
Loss and damage caused by insect, vermin, damp and marine life
Theft of insured gear and equipment unless it follows violent forcible entry into your vessel or place of storage
Theft of insured personal effects unless it follows violent forcible entry into the vessel or vehicle while in transit
Theft of your outboard motor unless it is secured to your vessel by an appropriate anti-theft device in addition to its normal method of attachment or violent forcible entry into the vessel or place of storage
Theft or loss of boats, such as dinghies or tenders, not permanently marked with the name of the parent vessel

Yes, you will receive third party boat insurance cover as standard with all of our small boats policies.

Third party liability cover is the minimum cover you will receive with our small boats insurance.

Third party cover comes included in our fully comprehensive cover as mentioned in your insurance documents.

Yes, you can accrue and bring over your no claims discount.

If you haven’t made a claim for over 5 years, you can also protect your no claims discount for your small craft or other boat type and pay no extra.

If you’re unsure about anything on your old policy and are wondering about whether your no claims will transfer over, contact us and we’ll be happy to provide you with the full details of your cover

If you have any questions about whether you’ll get the same level of cover, optional extras or anything else at all to do with your boat insurance, you can contact our expert boat insurance team and we’ll be happy to advise you on your boat and insurance.

We can create a bespoke boat insurance policy for you and your boat type, specific to your requirements.

Optional extras can include, but aren’t limited to:

Jet skis or Jet bikes cover
Personal possessions cover
Various water types, whether you use your craft on inland waters, coastal waters or international
Lower excess
Increase Legal cover
Whatever our customers require, we make sure their craft is covered by providing expert advice.

You can contact our claims team By Telephone: 020 7929 4058 (option 4) from the UK or +44 20 7929 4058 (option 4) from abroad.

Patient and Helpful

” The team was super helpful and patient with me, even though I had a million questions. They really took the time to understand my needs and tailor the coverage accordingly. “

– Lyle Jenson
Exceptional boat insurance

” Velos Insurance is an exceptional boat insurance service that provides comprehensive coverage for boat owners. “

– Jeremy Brown
Efficient Service

” Thank you for your fast & efficient service over the years. “

– Kevin Hole
Super Helpful

” I recently went with Velos, speak to Kel, he’s super helpful “

– Sarah Sheridan
Competitive Service

” Velos has provided me with an excellent competitive service over the years. If I buy another boat I will have no hesitation in requesting a quote from Velos again. “

– David Willing

Get a quote online:

1. Please select where is your vessel flagged or registered: