Find the perfect boat insurance for you
Whatever your type of boat or pleasure craft, we have the insurance policy for you. Whether you own a yacht, sailboat, motorboat, cruiser or narrowboat, Velos offers the perfect all-risk policy for you.
Our competitive insurance policies, and friendly, efficient customer service ensure that Velos has been leading the field in insurance cover for boats for over 49+ years.

Pleasure Craft Insurance

Small Boat Insurance

Inland Waterways Insurance

Bluewater Yacht Insurance

Yacht & Sail Boat Insurance

Speed Boat Insurance

Motorboat Insurance

Cabin Cruiser Insurance

RIB Insurance

Commercial Craft Insurance
What Our Policies Cover
As an independent insurance broker, we offer products from numerous insurers, including sometimes our own exclusive products. Generally, most products in the insurance market will offer the following level of cover:
- Accidental loss or damage, such as theft, fire, malicious damage, sinking, stranding, collisions and salvage costs he size and model of your vessel
- Damage caused by faults, such as failure of design, manufacture or installation of part of your boat
- Theft or attempted of boat, parts or or equipment on your boat
- Liability for third parties, such as accidental boat damage or injury to another person
- Personal accident cover for injury
- Accidental loss or damage of personal property, including goods and equipment
- Accidental loss or damage of a dinghy, tender or trailer
Each product is different and we recommend reading the Policy wording and Policy summary document provided with the quotation to check exactly what cover is provided by the insurer. Our team is available to answer any questions you may have regarding the quote you received from us.

How much is boat insurance?
The cost of boat insurance will depend on various factors, such as:
- The size and model of your vessel
- The use of your boat
- Your boat driving experience and claims history
- Safety and security features
- Type of policy
Why Choose Velos?
As one of the leading marine insurance providers in the UK, we have been providing commercial and private marine insurance to yacht, pleasure craft, and boat owners since 1975. We offer competitive rates and tailored boat insurance cover no matter our customer’s needs.
- Tailor-made, bespoke insurance policies
- Competitive premium & wide cover
- Market-leading reputation for customer care
- Professional underwriting team
- Efficient and fast claims handling
What Our Customers Say
Boat insurance helps protect your vessel from damage or theft, as well as your liability for any injuries to people on your boat or third parties.
In the UK, boat insurance is not a legal requirement, however it is highly recommended to protect your boat and yourself. Certain marinas and most inland waterways insist that boat owners have at least some form of boat insurance and it’s generally seen as good practice to provide boat insurance details if requested.
We need basic information on the policyholder and the vessel, including loss record, experience, etc.
You have a legal obligation to provide correct and accurate information. Failure to do so could invalidate your policy. Should you have any questions regarding what to declare in the forms, please don’t hesitate to contact us and we’ll assist you with any queries.
Many insurance companies require that boat owners have boat surveys in order to fit the policy to the specific vessel better.
The insurance company can also decide whether or not it is worth covering the boat and may advise you to fix certain problems before they can give you comprehensive cover.