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Marina and Boatyard Insurance Page

Marina and Boatyard Insurance

Bespoke Insurance for Marinas and Boatyards

As a marine business, marinas, boatyards and other mooring facilities are exposed to unique risks and challenges. We ensure you stay protected with comprehensive, tailored insurance that protects you against unforeseen circumstances.

Constant movement on and off the water or within your marina means you’re responsible for third-party property, so having the right insurance policy is essential. Our coverage is designed to help safeguard your business, assets and reputation so you can confidently continue running your business.

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Our Marina and Boatyard Insurance options are designed to meet your specific business needs. This means providing coverage for:

  • Damage caused by marine operations, such as boat lifting.
  • Damage to vessels whilst moored or stored in your marina or boatyard.
  • Damage to specialist equipment, such as lifts, hoists and cradles.
  • Business interruption caused by operational halts, such as loss of access to waterways or storm damage.
  • Clean up costs from fuel spills or marine pollution from marine operations.
  • Buildings or structures include pontoons, docks, slipways, hoists, and jetties.

Policy details for our Marinas & Boatyards Insurance coverage are as follows:

  • Property Damage – Covers physical loss or damage to insured property and marine installations, including marine impact, debris removal, temporary removal, architects’, surveyors’ and legal fees. Includes optional cover for exhibitions and property away from premises on an all-risks basis.
  • Stock – Covered at cost price.
  • Goods in Transit – All Risks cover for goods in own, haulier’s vehicles, by rail, or post.
  • Handling Equipment – Cover for specialist equipment such as boat hoists, transporters, cranes, and forklifts.
  • Builders Risks – Covers loss or damage, malicious acts, or negligence affecting vessels under construction. Includes third-party liabilities.
  • Vessels – Covers loss, damage, theft, and transit risks for marine stock, owned vessels, and hire fleets. Includes third-party liability, wreck removal, trials, tests, and optional exhibition cover.
  • Business Interruption – Protection against income loss due to insured damage (Property, Marine, Builders Risks). Indemnity periods: 12, 24, or 36 months. Includes cover for gross profit/revenue, increased costs, rent, and optional extensions for suppliers, utilities, access, and breach of canal.
  • Computer All Risks – Covers damage to equipment, data reinstatement, and extra working costs.
  • Employers’ Liability – Covers legal liability for employee injury, including defence and court costs.
  • Public & Products Liability – Legal liability for injury or property damage, including pollution. Limits: £3m, £5m, or £10m.
  • Collision Liability – Covers third-party vessel damage, loss of use, salvage, and general average costs.
  • Protection & Indemnity – Covers liability for injury, wreck removal, salvage, and fines from vessel operation.
  • Terrorism Cover – Available as an optional extension.
  • Professional Indemnity – Covers liability for breach of duty, dishonesty, libel, slander, and document damage, including legal defence costs.

We’ve been in the boat and marine trade insurance industry for over 50 years, and as such, we have strong relationships with most marine insurers in the UK and global providers on the market.

So, if our marina and boatyard policies aren’t suitable for you, we can source an alternative insurance quote from another insurer.

Learn more about our Marine Trade Insurance cover.

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Contact Us:

Want to get a FREE quote from us today to find out more about how we can help you get the right insurance solution.

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Contact our Claims team

Claims Advice:

You can contact our claims team By Telephone: 020 7929 4058 from the UK or +44 20 7929 4058 from abroad.

Get claims advice

Why choose Velos?

As one of the leading marine insurance providers, we have been supporting the marine trade industry since 1975. From boatbuilders and marine engineers to marinas and boatyards, we offer competitive rates and tailored insurance solutions to protect your business, assets and operations.

  • Tailor-made, bespoke insurance policies
  • Competitive premium & wide cover
  • Market-leading reputation for customer care
  • Professional underwriting team
  • Efficient and fast claims handling

What Our Customers Say

Patient and Helpful

” The team was super helpful and patient with me, even though I had a million questions. They really took the time to understand my needs and tailor the coverage accordingly. “

– Lyle Jenson
Exceptional boat insurance

” Velos Insurance is an exceptional boat insurance service that provides comprehensive coverage for boat owners. “

– Jeremy Brown
Efficient Service

” Thank you for your fast & efficient service over the years. “

– Kevin Hole
Super Helpful

” I recently went with Velos, speak to Kel, he’s super helpful “

– Sarah Sheridan
Competitive Service

” Velos has provided me with an excellent competitive service over the years. If I buy another boat I will have no hesitation in requesting a quote from Velos again. “

– David Willing

Marine Insurance is a specialist insurance coverage for the unique risks marinas face, such as liability, damage and marine structures.

Yes, Environmental Liability Insurance is included to cover accidental pollution events, such as fuel or waste spills, including clean-up costs and legal expenses.

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