Motor Boat Insurance Page

Motor Boat Insurance

Motor Boat Insurance Brokers

We provide cover for your motorboats, motor cruisers and speed boats whether you’re on the water or your boat is moored in a marina.

Get your personalised motor boat insurance quote with us at Velos for cover that fits you and your vessel. Making sure your craft is properly covered has been our business for over 20 years.

Get a FREE Quote

Our motor boat insurance policies aren’t listed on any price comparison site, as we create coverage that is tailor-made to each customer’s requirements.

As such our Motorboat insurance policy is a fully comprehensive, all risks product, based on an agreed value which is shown on the policy paperwork, so if your vessel is lost, this is what you will get back.

The policy covers you for, amongst other things, theft, accidental damage and Salvage charges.

It also includes, as standard, Third Party Liability up to GBP 5m and Legal Expenses.

Highlights of the Velos policy are as follows;

  • Agreed Value, All Risks policy
  • GBP 5m Third Party Liability cover limit as standard
  • Water Skiers Liability and Waters Sports Liability can be included
  • GBP 100,000 Legal Expenses cover included for free
  • Up to 25% NCB for 5 years claims free, after which protected at no additional cost
  • Up to GBP 20,000 worth of Personal Accident cover included, as standard
  • Up to GBP 5,000 worth of Medical Expenses cover included as standard (including emergency medical expenses)
  • Cover available for a variety of cruising ranges in the UK, Europe and further afield

We’ve been in the boat insurance brokers game for over 20 years and as such have relationships with most of the insurers in the market.

So, if our product isn’t suitable for you for whatever reason, we’ll be able to source an alternative quote from another insurer so you don’t have to trawl the market.

Contact Us

Contact Us:

Want to get a FREE quote from us today to find out more about how we can help you get the right insurance solution.

Contact Us
Contact our Claims team

Claims Advice:

You can contact our claims team By Telephone: 020 7929 4058 from the UK or +44 20 7929 4058 from abroad.

Get claims advice

Motor Boat Insurance

Frequently asked questions

It couldn’t be easier: use the claims section of our website and follow the instructions there. If you have any questions, just get in touch with us directly and we’ll be happy to talk you through it.

Get in touch by email or phone and we will make the requested changes to your marine trade insurance policy.

Absolutely. Please call tel: +44 (0)20 7929 4058 and select option 1. Our office hours are Monday to Friday, 09:00 to 17:300 UK time.

No: you should use your usual service providers. If needed, insurers will appoint a marine surveyor to inspect and report on the incident.

Irrespective Of which policy you select there are always some exclusion to cover. these would normally be as follows;

  • Loss, damage, liability or expense intentionally caused by or consented to by you or arising from unseaworthiness resulting by you
  • Cost of repairing any defect from a prior repair, alteration or maintenance work
  • Design or construction fault
  • Loss and damage caused by wear and tear and lack of reasonable maintenance
  • Loss and damage caused by insect, vermin, damp and marine life
  • Theft of insured gear and equipment unless it follows violent forcible entry into your vessel or place of storage
  • Theft of insured personal effects unless it follows violent forcible entry into the vessel or vehicle while in transit
  • Theft of your outboard motor unless it is secured to your vessel by an appropriate anti-theft device in addition to its normal method of attachment or violent forcible entry into the vessel or place of storage
  • Theft or loss of boats, such as dinghies or tenders, not permanently marked with the name of the parent vessel

Yes, our motor boat insurance policy ranges generally come with third party liability cover as standard.

If you’re an experienced boater, you’ll of course, be wondering about this.

Generally, yes. Your cover will include any no claims bonus that you have built up.

Be sure to read your policy wording carefully to ensure there aren’t any terms that render your no claims, void.

Contact us for any advice. We can help and are happy to explain your boat insurance cover if you’re unsure about anything.

We can explain the full details to ensure we protect your boat and that your cover is adequate.

Yes, we do our utmost to scour many different types of experienced boating insurance companies to get you the best quote before you pay.

An essential part of our service is to get you the best cover for your craft, and that includes the best value (including the lowest excess we can find) and a competitive premium for what you pay to insure your boat.

No, motor boats can be covered in international waters, as well as inland waters.

Get a quote today and our experts will match you with the right cover to make sure your boat or yacht insurance covers you.

Patient and Helpful

” The team was super helpful and patient with me, even though I had a million questions. They really took the time to understand my needs and tailor the coverage accordingly. “

– Lyle Jenson
Exceptional boat insurance

” Velos Insurance is an exceptional boat insurance service that provides comprehensive coverage for boat owners. “

– Jeremy Brown
Efficient Service

” Thank you for your fast & efficient service over the years. “

– Kevin Hole
Super Helpful

” I recently went with Velos, speak to Kel, he’s super helpful “

– Sarah Sheridan
Competitive Service

” Velos has provided me with an excellent competitive service over the years. If I buy another boat I will have no hesitation in requesting a quote from Velos again. “

– David Willing

Get a quote online:

1. Please select where is your vessel flagged or registered: