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Marine Liability Insurance Page

Marine Liability Insurance

Protect your Marine Business from Claims for Accidental Damage or Loss

Operating within the marine trades industry means businesses can face unique risks and challenges. At Velos, we can provide you with comprehensive marine liability insurance to protect you against unforeseen claims for loss or damage to third parties.

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Whether you operate a marina or boatyard, are a boat builder, or marine electrician, marine liability insurance safeguards your business from lawsuits, property damage and personal injury claims.
Marine Liability Insurance is designed to cover legal and financial responsibilities that arise from your operations.

Who is it for:

Marine liability insurance is perfect for the following marine trade businesses:

  • Marinas
  • Boatyards
  • Boatbuilders
  • Sailing clubs
  • Engine repairers
  • Boat repairers
  • Marine riggers
  • Marine electricians

Highlights of our Marine Liability insurance policy are as follows:

  • Physical loss or damage to insured property including temporary removal of property, debris removal, architects’ fees, surveyors’ fees and legal fees.
  • Interruption to the business caused by physical loss or damage to insured property.
  • Physical loss or damage to computer equipment including reinstatement of programs and data plus additional expenses for increased cost of working.
  • Physical loss or destruction of or damage to insured property including Business Interruption by an Act of Terrorism.
  • Legal liability for bodily injury sustained by an employee including defence costs and expenses and court appearance expenses.
  • Legal liability for accidental injury or property damage arising out of your business including defence costs and expenses and court appearance expenses and including sudden and accidental pollution or contamination.
  • Legal liability for damage to and loss of use of a Third Party Vessel including general average and salvage from a collision including defence costs and expenses.
  • Legal liability for damage, removal of wreck, bodily injury, salvage, fines from the use or operation of an insured vessel including defence costs and expenses.
  • Legal liability including defence costs and expenses arising out of business activities by reason of breach of duty, dishonesty or fraudulent act, libel and slander, accidental damage to documents.

We’ve been in boat insurance for 49 years and as such have strong relationships with most marine liability insurers in the UK and global providers on the market. So, if our marine trade policies aren’t suitable for you for whatever reason, we’ll be able to source an alternative insurance quote from another insurer.

Learn more about our Marine Trade Insurance cover.

Contact Us

Contact Us:

Want to get a FREE quote from us today to find out more about how we can help you get the right insurance solution.

Contact Us
Contact our Claims team

Claims Advice:

You can contact our claims team By Telephone: 020 7929 4058 from the UK or +44 20 7929 4058 from abroad.

Get claims advice

Why choose Velos?

As one of the leading marine insurance providers in the UK, we have been providing commercial and private marine insurance to yacht, pleasure craft and boat owners since 1975. We offer competitive rates and tailored boat insurance cover no matter our customers’ needs.

  • Tailor-made, bespoke insurance policies
  • Competitive premium & wide cover
  • Market-leading reputation for customer care
  • Professional underwriting team
  • Efficient and fast claims handling

What Our Customers Say

Patient and Helpful

” The team was super helpful and patient with me, even though I had a million questions. They really took the time to understand my needs and tailor the coverage accordingly. “

– Lyle Jenson
Exceptional boat insurance

” Velos Insurance is an exceptional boat insurance service that provides comprehensive coverage for boat owners. “

– Jeremy Brown
Efficient Service

” Thank you for your fast & efficient service over the years. “

– Kevin Hole
Super Helpful

” I recently went with Velos, speak to Kel, he’s super helpful “

– Sarah Sheridan
Competitive Service

” Velos has provided me with an excellent competitive service over the years. If I buy another boat I will have no hesitation in requesting a quote from Velos again. “

– David Willing

Marine Liability Insurers covers you for accidental loss or damage caused by you to a third party.

Marine liability insurance generally covers the following:

  • Physical loss or damage to insured property including temporary removal of property, debris removal, architects’ fees, surveyors’ fees and legal fees.
  • Interruption to the business caused by physical loss or damage to insured property.
  • Physical loss or damage to computer equipment including reinstatement of programs and data plus additional expenses for increased cost of working.
  • Physical loss or destruction of or damage to insured property including Business Interruption by an Act of Terrorism.
  • Legal liability for bodily injury sustained by an employee including defence costs and expenses and court appearance expenses.
  • Legal liability for accidental injury or property damage arising out of your business including defence costs and expenses and court appearance expenses and including sudden and accidental pollution or contamination.
  • Legal liability for damage to and loss of use of a Third Party Vessel including general average and salvage from a collision including defence costs and expenses.
  • Legal liability for damage, removal of wreck, bodily injury, salvage, fines from the use or operation of an insured vessel including defence costs and expenses.
  • Legal liability including defence costs and expenses arising out of business activities by reason of breach of duty, dishonesty or fraudulent act, libel and slander, accidental damage to documents.

We understand that no two marine businesses are alike, so that’s why we offer tailored insurance coverage according to your business needs. Get in touch today to find out more about our specialist insurance cover.

Get a quote online:

1. Please select where is your vessel flagged or registered:




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